Your Credit Score Calculator

Free estimate of your credit score

Your credit score is important to know; not only may it determine whether or not a lender decides to extend credit to you, but, depending on what you are applying for, may also affect the interest rate you get.

If you are applying for a mortgage or credit card in Canada, it is good to have an idea of your credit score. In Canada, credit scores range from 300 to 900; in a nutshell, the higher your score, the better.

Find out what your credit score is with our credit score calculator. It's free, fast and will give you an approximation of your credit score.



Want to know how to check your credit score?
Complete the form below.
Have you had a credit card or loan for at least 6 months?
How many years ago did you get your first credit card or loan?
Checkmark each type of credit account or loan that you have on your credit report, whether open or closed. Mortgage
Credit Card
Auto Loan
Student Loan
Other Loan
Consumer Finance Account
What is your total credit limit?
(Add up the credit limits on all your credit card accounts.)
What is your current total credit balance?
(Add up the balances on all your credit card accounts.)
How many times have you applied for credit in the last year?
When did you last miss a payment on any of your credit accounts?
Have you ever had any of the following negative events listed on your credit report? (Bankruptcy, Foreclosure, Repossession of property, Tax lien, Collection agency referral, Other negative report)
If you answered "Yes" to the previous question, please indicate how long ago the most recent negative event occurred.



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IMPORTANT: Use of this tool is subject to the following terms and conditions: This tool generates an estimated range of credit scores based on the information you provide. This is an estimate only and only for personal use. Credit bureaus, banks and other financial institutions each calculate credit scores in a variety of ways and for their own purposes; therefore, there is no guarantee that your actual credit score(s) as calculated by these financial institutions will fall within the estimate or estimated range provided by this tool. Prior to making any financial or other decisions involving your credit score(s) or any such estimate, you should obtain your actual credit score(s) from appropriate credit bureaus, banks and/or financial institutions as well as consult with a financial services professional. CalcXML, LLC is not a credit bureau or credit repair service provider and does not receive fees for such services, nor is it a credit clinic, credit repair or credit services organization or business, as defined by federal and state law. YOU AGREE YOUR RECOURSE FOR ANY PROBLEM, CLAIM OR DISSATISFACTION IS SOLELY WITH CALCXML, LLC, BUT YOU ALSO AGREE THAT CALCXML, LLC CANNOT BE HELD LIABLE FOR ANY DISCREPANCIES BETWEEN ACTUAL CREDIT SCORES AND ANY ESTIMATED CREDIT SCORE RANGE (OR OTHER ESTIMATE OR INFORMATION) PROVIDED BY THIS TOOL, AND THAT THIS TOOL AND THE RESULTS OF ANY USE OF THE TOOL ARE PROVIDED ON AN "AS IS" BASIS ONLY. By clicking the Submit button above, you acknowledge that you have read and agree to the terms and conditions set forth in this paragraph and disclaimer
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